FAMILY BUILDING
Family Building
Family Building Benefits through Blue Cross Blue Shield, Express Scripts and Maven
You and your covered spouse/domestic partner who are enrolled in an Aptiv BCBS medical plan have coverage to support your family forming journey. Covered services include consultations with a reproductive endocrinologist, in vitro fertilization, and intrauterine insemination.
Fertility support services are covered up to a maximum lifetime benefit of $20,000 – up to $10,000 for covered medical services and up to $10,000 for covered prescription drugs. Under your Aptiv BCBS medical plan, you can also schedule a phone consultation with a reproductive endocrinologist through Maven and get access to a variety of other services to help you navigate your family forming journey.
Adoption Assistance
Aptiv provides financial adoption assistance up to the annual IRS limit ($17,670 per adopted child for 2026) to reimburse covered expenses related to the legal adoption of an eligible child. Employees may also receive reimbursement for expenses related to adoption up to the IRS limit through Maven. Maven can also provide adoption expertise, emotional support, and benefit administration during the adoption process. Visit bcbsm.com/mavenfamily for additional information.
Domestic Partners and their Children
Aptiv employees may add their eligible domestic partner and their domestic partner's children to their Aptiv health and life coverages including medical, dental, vision, and dependent life and personal accident insurance. In accordance with IRS regulations, the employer contribution to the domestic partner’s and/or their children’s medical, dental and voluntary vision coverage will be taxable income to the employee when at least one IRC Section 152 non-qualified dependent is covered.
When adding a domestic partner to your Aptiv Health & Insurance coverage, you must select the applicable dependent/family member relationship on NetBenefits:
- Qualified Domestic Partner: Domestic Partner who qualifies as the employee's dependent under Section 152 of the Internal Revenue Code.
- Non-Qualified Domestic Partner: Domestic Partner who does not qualify as the employee's tax dependent under IRC Section 152. The employee will be responsible for their pre-tax health care contribution plus the applicable post-tax health care contribution and imputed income for their Non-Qualified Domestic Partner and/or the partner's children.
Domestic Partner Eligibility
If you add a domestic partner to your coverage, you will need to certify that you and your domestic partner:
- Maintain the same principal place of residence and intend to do so in the future.
- Agree to be responsible for each other's basic living expenses in the event that either of you is unable to provide such expenses for yourself.
- Are both 18 or older.
- Are not married.
- Are not related by blood to such a degree that you would be prevented from marrying in the state in which you reside.
- Have not maintained coverage for another Domestic Partner under the Plan or any other health plan within the last six months. (This excludes any domestic partner that has died within the last six months).
- Agree to notify Aptiv (via Fidelity) immediately upon your failure to satisfy any of the Criteria of Domestic Partnership.
- Understand that it is a fraudulent act to obtain health coverage by misrepresenting any facts stated herein.
If you add your domestic partner and/or their children to your health care coverage and they are not a tax dependent under IRS rules (i.e., are non-qualified), you will be assessed imputed income – this will be reported as taxable income on your paycheck. Because domestic partnerships are not recognized by the IRS and you pay for your Aptiv health care (medical, dental and vision) on a pre-tax basis, the IRS requires the fair market value of health coverage extended to a domestic partner who is not a tax dependent to be included in your gross income (less any after-tax payments by the employee). This is not actual income, but it is included your gross income in order to assess tax withholdings.
If you add a domestic partner and/or their children to your health care coverage and they are your tax dependent under IRS rules (i.e., qualified), you will not have any imputed income.
Contacts | |
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| Family Building Benefits & Adoption Assistance | Maven / Blue Cross Blue Shield (BCBS) bcbsm.com/mavenfamily |